Rashtriya Swasthaya Bima Yojana: A Public-Private Partnership Micro Health Insurance Model for Achieving Goal No. 1 of UN Milennium Development Goals


The UN Millennium Development Goal to eradicate extreme poverty and hunger is the most broadly supported specific development goal that the world has ever agreed upon. Health risks probably pose the greatest threat to the lives and livelihoods of poor households (Jutting, 2004), and a short-term health crisis can greatly contribute to long-term poverty. In this paper we tried to evaluate Rashtriya Swasthaya Bima Yojana (RSBY), an innovative public-private partnership model of micro health insurance launched by the Government of India to eradicate the healthcare problems and poverty of its population living below poverty line (BPL) in rural and urban India. The results of the study show that the program is not only providing free health care to poor households, but it is also giving them a chance to improve their standard of living by providing access to quality healthcare through empanelled private players.

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